A disclosure document is available on request

Independent. Trustworthy. Experienced.

These 3 qualities have been at the heart of First Choice Mortgage & Insurance Solutions since we were established in 2007 to provide risk insurance protection services. Since that time, we have expanded to further help families and businesses achieve financial security by providing easy access to affordable, appropriate and high quality life protection, health care and mortgage services. Our long-term, in-depth relationships with insurers, banks and health providers allow us to provide objective expertise tailored to your needs, giving you the choice and independence you require to achieve your goals.

Recent legislative changes have imposed a huge responsibility on us as advisers to exercise due diligence and care while dealing with our clients. We welcome these changes as it gives us an opportunity to provide top quality customer service.

First Choice Mortgage & Insurance Solutions’ customers include permanent residents, students, visitors, small businesses and those on work permits.


  • I highly recommend Ganesh Rao's services. He knows the insurance products very well and found us the best products for our needs. He answered all of our questions and was very helpful through the whole process. Thanks Ganesh.

    Kane & Bella Thompson

  • Ganesh has been very kind and professional in all the dealings from the time we got in contact, he has always been proactive in not just offering us the best deals & offers but also been very friendly and kind in processing any of our medical claims. The best part being his style of communication, as hardly any valuable information is of color other than black & white.

    Hari Emani & Priyanka Emani

  • Ganesh is great to work with. When we suffered an ACC injury, he was extremely helpful in liaising on our behalf with the Insurance company was successful in his endeavour. We are happy to continue working with him.

    Shwetha Anand

  • Ganesh has been a trusted adviser in regards to financial and insurance needs. He understands the specific needs of his clients and tailors his service accordingly. He also has a pleasant personality and is a wonderful person to deal with.

    Aravind Subramanian

  • As a father of 3 kids, the top most priority is to ensure my family is provided for and protected. The latter was not certain until I met Ganesh. His expertise in Insurance gave me the confidence and satisfaction that my family will be covered in case there was an incident. He was extremely proactive in his approach and was always up to date with the current market trends. Over a period of time, we became good friends and he is someone you can count on ...Great Job Ganesh... I most definitely recommend his partnership...

    Neil Murphy

Speak to an expert


09 620 6200

Your trusted Mortgage & Insurance Adviser

Ganesh Rao

027 519 0009

As a Registered Financial Adviser in New Zealand, combined with a Master of Commerce and over 25 years of financial services experience, I’m in a position to understand your needs and provide a solution for your insurance and mortgage issues. I’m devoted to helping my clients through whatever difficult times they face and providing reassurance.

My qualifications and experience internationally and here in New Zealand (working with major companies like Fonterra, Coca-Cola and Carter Holt Harvey) ensures all your financial matters are handled in a stress-free way. With extensive connections with Doctors and Insurers I process your request for pre-approval and claims in the quickest and easiest way possible.

As your independent advisor I’m remunerated only upon finding you the perfect policy or loan structure to meet your needs and ensure you are completely protected during the good times and bad.