A disclosure document is available on request

Income protection & ACC Planning

Income protection is vital

If your income stops, you need to be protected with continuity of income. Whether you're in business or employed If you're unable to do the job that you are trained and experienced in, then how will you pay your bills or fulfill your obligations such as contracts?

The income protection plans setup by First Choice Mortgage & Insurance Solutions can provide up to 75% of your income until you are 65 or 70 years of age, thereby continuing the quality of life you are used to and need to keep your business operating or meet personal expenses.

You cannot rely just on ACC

Long-term illness, disability or other loss of income that is not covered by ACC (such as heart attacks, strokes or cancer) means you need to have a protection plan in place to help you control your finances at a time when you are unable to work in your occupation due to being sick or totally disabled.

First Choice Mortgage & Insurance Solutions provides long term income protection plans which are not offset with ACC payments, to guarantee that you are protected during a time of crisis.

We have the expertise to provide you with greater cover and at the same time save on premiums. We may be able to structure an ACC cover for you which could save you premiums of up to 50% that you are currently paying to ACC, and provide better policy benefits at the same time.

Come and talk to us for expert advice on the policy cover you need when planning for your future.

  • Ganesh has been a trusted adviser in regards to financial and insurance needs. He understands the specific needs of his clients and tailors his service accordingly. He also has a pleasant personality and is a wonderful person to deal with.

    Aravind Subramanian

  • Ganesh has been very kind and professional in all the dealings from the time we got in contact, he has always been proactive in not just offering us the best deals & offers but also been very friendly and kind in processing any of our medical claims. The best part being his style of communication, as hardly any valuable information is of color other than black & white.

    Hari Emani & Priyanka Emani

  • I highly recommend Ganesh Rao's services. He knows the insurance products very well and found us the best products for our needs. He answered all of our questions and was very helpful through the whole process. Thanks Ganesh.

    Kane & Bella Thompson

  • As a father of 3 kids, the top most priority is to ensure my family is provided for and protected. The latter was not certain until I met Ganesh. His expertise in Insurance gave me the confidence and satisfaction that my family will be covered in case there was an incident. He was extremely proactive in his approach and was always up to date with the current market trends. Over a period of time, we became good friends and he is someone you can count on ...Great Job Ganesh... I most definitely recommend his partnership...

    Neil Murphy

  • Ganesh is great to work with. When we suffered an ACC injury, he was extremely helpful in liaising on our behalf with the Insurance company was successful in his endeavour. We are happy to continue working with him.

    Shwetha Anand

Speak to an expert


09 620 6200